GoFundMe: Ray Kuate–Vertamin Inc. and the Fight Against TD Bank

Ray Kuate is a hardworking businessman who has a dream of achieving excellence in business. However, Ray’s true goal has always been to use his success to give back to the community that has made him the person he is.


Ray was born in Cameroon and was without the use of his legs due to Polio. Cast out of his country due to his handicap, Ray found a new home and success in the United States. He earned his MBA from Colombia University as well as the University of California Berkeley, is father to healthy children, and has started his own online video advertising network company, called Vertamin Inc.

As the owner of Vertamin Inc., Ray Kuate has seen challenges. Dedicating his life to working hard and inspiring other talented people to realize their own potential in starting their own businesses, Ray was happy with his life and was living his dreams.

Vertamin Inc. grew year after year and provided employment to many, and was actually valued at $10.5 million in 2014. This is where it all changed.

In 2014, TD Bank (contrary to their intended intention and without warning), called in its $1 million line of credit with a demand that the whole sum be paid immediately. Despite many sensible proposals to pay in installments within a reasonable timeframe, TD Bank was unrelenting. Without a day to even get his affairs in order, Kuate had to break the news to his employees, wife, and children—trying to quell their panic and fears.

Due to TD Bank’s sudden demand for its line of credit in full, Vertamin Inc., Ray Kuate’s dream and place of employment for many, was forced to file for bankruptcy protection on Christmas Eve of that same year. This forced Kuate to lay off his qualified staff and halt Vertamin’s operations. As a hard worker and a person who has faced adversity all of his life, Ray was haunted by having to shut down his business and worse—having to lay off his staff at the Vertamin Inc. family.

However, Ray Kuate did not get where he was in life by giving up. As a boy who grew up in Cameroon, disabled by Polio and run out of his native country due to discrimination, Ray worked hard to succeed and his dreams of sharing that success with his employees and his community.

Ray has decided to fight back against this injustice that is an assault to small and medium business owners everywhere. By setting up his GoFundMe page at https://www.gofundme.com/hthc85f4, Ray is not asking for pity—he is asking you to take part in his call to action in the face of injustice.

Ray is fighting back and filing a lawsuit against TD Bank. By what Kuate states himself as “the strength and sweat of talented individuals,” they have built a multi-million dollar, successful business, from scratch. Ray and his team want to rebuild that dream and make it into reality again.

You can support this project and join them at: https://goo.gl/hB7dvF